PASCHAL supports his clients not only with formwork technology, but also indirectly with financing options for formwork systems. Since 2008, all our Modular and LOGO.3 formwork elements have been equipped with RFID technology (PASCHAL Ident). Unique and unmistakable component identification is a prerequisite for any type of financing option, e.g. leasing.
Increased liquidity: Initial costs for formwork elements do not fall to the building contractor, but to the leasing provider. That means that the contractor has no loss of liquidity, and formwork costs can be financed from turnover, which is earned over time. We call this the “pay as you earn” principle.
Increased equity ratio
Because the lessor is the legal owner of the leased formwork elements and records it in his balance sheet, there is no balance sheet extension for the lessee.
Less write-offs: The profit and loss account incurs no profit reductions.
According to German income tax law, leasing rates are tax deductable as business expense.
Single, clear monthly repayments
According to recent studies, almost every second IT project is being financed, almost every fifth is being leased - with a growing trend towards leasing. Leasing for telephone systems, copy solutions, or company cars have become an everyday occurrence, and is now becoming increasingly popular for the area of construction. Not surprisingly, as the benefits of leasing are clear: Companies are now able to take on larger projects with their available budgets, or can expand their own stock of formwork elements - while their liquidity remains untouched. Capital is not tied up prematurely and your credit line remains unaffected, while you benefit from tax breaks. These factors all have a positive effect - for example on your equity ratio:
With affordable, fixed-rate repayments, leasing based on PASCHAL Ident will help you manage your finances more effectively. Capital is not tied up prematurely - you invest in the competitive ability of your company instead.